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Business credit cards are available to businesses of all sizes, including sole proprietorships. A business credit card allows small businesses to better separate business expenses from personal and also simplifies the process and monitoring of employees’ business purchases.
Credit cards provide short term cash flow assistance and many lenders offer benefits such as interest-rate free periods or fee waivers in the initial year. The cards often offer benefits such frequent flier miles, gift cards, merchandise and more.
Lenders do not take collateral for credit cards however interest rates are often high making credit cards less suitable for long term financing of your business.
To learn more about how credit cards can help your business, contact a BusinessFinance.com.au consultant today.Contact Us