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Business Loans

Business loans are a form of debt financing which allows businesses to source funds without giving up ownership. A loan will generally consist of principal and interest components, with the principal reflecting the amount borrowed and the interest the return demanded by the lender for the risk assumed.

Loans may also be secured or unsecured. With a secured loan, the borrower will pledge collateral or security for the loan (such as inventory, equipment or property). Unsecured loans do not require any specific collateral or security, but will involve a general claim against the lenders assets or even a personal guarantee. Visit to learn more about this type of financing.

Loans can be tailored to the individual requirements of the business. Lenders can provide flexibility regarding size, term, interest payments and collateral or security.

To learn more about how business loans can help your business, contact a consultant today.

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